Normally, mobile home insurance or manufactured home insurance consists of the following:
Usually, dwelling has the biggest coverage. After all, it does cover the mobile home as a whole. As such, the aspect of dwelling covers repairs and purchases in general.
When ensuring your home, know the difference between full-replacement coverage and actual cash value.
While the latter allows you to get back the net worth of the total home, full-replacement covers the cost of purchasing a new mobile home at today’s value, regardless of how much it was during the time you bought it.
Other components such as outside structures cover your fence, garden, shed, etc. whereas personal property consists of all your belongings.
Another form of component, called loss of use, is applicable in the event that most of your property had been destroyed by a catastrophe, making your home unlivable. Such insurance will help pay living expenses in a temporary home for up to 12 months.
Personal liability covers you and your family from any unintentional harm to anybody else within or outside your premises.
If you’ve managed to determine which sort of insurance you need, fill out the form above! A representative will get back to you with a quote within 24 hours. If you send it in during a weekend, however, expect us to get back to you on the Monday right after the weekend. So click here and fill up the form to get your mobile home insurance quotes now!