Life Insurance Quotes Exclusively For Oklahoma

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What Is Life Insurance?

Life insurance can be simplified into two categories: permanent life insurance, and temporary life insurance. These two types are explained in simple terms below.

Permanent life insurance (otherwise known as “whole life insurance” or “universal life insurance”) is termed that way because it does two things for the insured:

  • Guaranteed insurance for the life of the insured
  • Cash value

Temporary life insurance, on the other hand, is described that way because this kind of coverage is what most of us may associate with the term “life insurance”. In this type of life insurance, the insured is covered for a set period of time, such as 20 or 30 years, after which the insurance will come to an end. If the insured does not die during this period of time, then there will not be any compensation to the insured nor the insured’s beneficiaries. This is the less expensive of the two types of life insurance. It normally does not include any cash value.

Now that you are up to speed about the two types of life insurance, this should help you determine your insurance needs for your particular situation.

Please do take a moment to fill out the form above, and you will be getting a quote from a professional agent within 24 hours, or on Monday if you complete the form during the weekend.

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